For this reason, I have developed some coping mechanisms to help ensure that we can enjoy Winter without overstretching ourselves or ending up with hefty credit card bills as Spring time blossoms. To help spread Wise Old Rabbit mantra, I will discuss my top five tips for minimising your outgoings without reducing your festive spirit.
1. Plan your meals and buy only what you need
This will take you just ten minutes of thinking time with a pen and paper, and the benefits are numerous. Not only will you reduce your spending on impulse items, you will also be less likely to reach for the take-away menu when you get home as you will never find yourself facing an empty fridge with an empty stomach.
2. Leftovers for lunch
It doesn't really take a genius to calculate that packing your own lunch will cost a lot less than buying a £3-£5 sandwich meal deal each day. The flaw in this theory is that in order to take your own sandwiches to work, you need the inclination to wake up early and make them (as sandwiches made the day before they are due to be eaten are invariably vile). I can only imagine that there are a lot of households where that just does not happen... However, this simple solution will allow you to have your sleep and eat it... if you like. When you make your evening meal, make an extra portion and re-heat it for lunch the next day. This meal is likely to be more satisfying than a cardboard packaged sandwich, and will certainly cost you less in the long run.
This will take you just ten minutes of thinking time with a pen and paper, and the benefits are numerous. Not only will you reduce your spending on impulse items, you will also be less likely to reach for the take-away menu when you get home as you will never find yourself facing an empty fridge with an empty stomach.
2. Leftovers for lunch
It doesn't really take a genius to calculate that packing your own lunch will cost a lot less than buying a £3-£5 sandwich meal deal each day. The flaw in this theory is that in order to take your own sandwiches to work, you need the inclination to wake up early and make them (as sandwiches made the day before they are due to be eaten are invariably vile). I can only imagine that there are a lot of households where that just does not happen... However, this simple solution will allow you to have your sleep and eat it... if you like. When you make your evening meal, make an extra portion and re-heat it for lunch the next day. This meal is likely to be more satisfying than a cardboard packaged sandwich, and will certainly cost you less in the long run.
3. Spread your Christmas shopping
The most expensive and stressful way to do your Christmas shopping is to allocate all shopping to one Saturday in December spent in a hellishly busy town centre. You will not find everything you need and in desperation will end up spending a fortune on over priced tat such as crystal ash trays and rhinestone embellished bubble bath. To avoid this horrendous fate, start your Christmas shopping as early as you can bare. This doesn't mean that you have to go to your local shopping centre every weekend, just search the homeware / clothing clearance isles in your local supermarket each time you go and keep an eye on Amazon's daily deals. Keep a little notebook with you, or a list on your phone, of each person you need to buy for and every item you have built up so far. Your Christmas shopping will be over and done with before you know it.
The most expensive and stressful way to do your Christmas shopping is to allocate all shopping to one Saturday in December spent in a hellishly busy town centre. You will not find everything you need and in desperation will end up spending a fortune on over priced tat such as crystal ash trays and rhinestone embellished bubble bath. To avoid this horrendous fate, start your Christmas shopping as early as you can bare. This doesn't mean that you have to go to your local shopping centre every weekend, just search the homeware / clothing clearance isles in your local supermarket each time you go and keep an eye on Amazon's daily deals. Keep a little notebook with you, or a list on your phone, of each person you need to buy for and every item you have built up so far. Your Christmas shopping will be over and done with before you know it.
4. Pot luck parties
Nights out drinking with your mates can be the route of the best stories and fun times. But, repeat this ritual once a week (or more frequently), and not only will the experience become monotonous, but you will also find yourself all too often overdrawn. Far from suggesting a cut back in socialising, I simply urge you to be more imaginative with your plans. Choose a host, and split the supplies for an evening in between each attendee. There should be a person responsible for each of the following; starter, main course, desert, drinks and cheese. This is a much cheaper way of hosting a great dinner party and can be every bit as fun as a night commencing at your local weatherspoons...
Nights out drinking with your mates can be the route of the best stories and fun times. But, repeat this ritual once a week (or more frequently), and not only will the experience become monotonous, but you will also find yourself all too often overdrawn. Far from suggesting a cut back in socialising, I simply urge you to be more imaginative with your plans. Choose a host, and split the supplies for an evening in between each attendee. There should be a person responsible for each of the following; starter, main course, desert, drinks and cheese. This is a much cheaper way of hosting a great dinner party and can be every bit as fun as a night commencing at your local weatherspoons...
5. Mid week date night
Setting aside some time just for you and your other half is always important, and never more so than when the Winter time blues start to creep in. If you usually go out to the cinema or for a meal on a Friday or Saturday night, try switching to a mid week date night. Voucher cloud (the app discussed here: http://wiseoldrabbit.blogspot.co.uk/2014/09/the-best-bargainista-apps.html) frequently has 2-4-1 or 25% off deals at an abundance of chain restaurants. Many other non-chain restaurants offer mid-week deals to fill their tables, or cheaper early bird menus. Team this with an Orange Wednesdays code for your local cinema and you have a fantastic date night for a fraction of the price!
I hope that this post will help some of you to manage your outgoings over the expensive festive season. Above all, please remember that you time is worth more than any gift. Give it generously to those who you love and enjoy a few days break from the stresses of normal life.
Until next time... spend wisely, give generously,
Setting aside some time just for you and your other half is always important, and never more so than when the Winter time blues start to creep in. If you usually go out to the cinema or for a meal on a Friday or Saturday night, try switching to a mid week date night. Voucher cloud (the app discussed here: http://wiseoldrabbit.blogspot.co.uk/2014/09/the-best-bargainista-apps.html) frequently has 2-4-1 or 25% off deals at an abundance of chain restaurants. Many other non-chain restaurants offer mid-week deals to fill their tables, or cheaper early bird menus. Team this with an Orange Wednesdays code for your local cinema and you have a fantastic date night for a fraction of the price!
I hope that this post will help some of you to manage your outgoings over the expensive festive season. Above all, please remember that you time is worth more than any gift. Give it generously to those who you love and enjoy a few days break from the stresses of normal life.
Until next time... spend wisely, give generously,

